A €3–4 coffee feels trivial. Twice a day, every day, it quietly becomes one of your biggest discretionary spends.
Pop in the price and how many coffees a week. You will see the weekly, monthly, yearly and ten-year cost — and the “if invested” figure that makes it real.
Keep the ritual if you love it. The point is simply to choose on purpose, with the real number in front of you.
How it's worked out
Yearly cost = price × times per week × 52. The “if invested” figures
assume you put the same amount in each year and it grows at the rate you
set (default 7%) — an ordinary annuity. They're estimates to show scale,
not guaranteed returns.
How much does coffee cost per year?
Multiply what you pay each time by how often you buy it, then by 52 weeks. The calculator above does it instantly — for many people a regular habit runs into four figures a year.
How much could I save by cutting back on coffee?
Enter your real numbers and look at the “invested to age 65” figure. Redirecting even part of the yearly cost into savings compounds into a far larger sum over time.
How does this cost calculator work?
Yearly cost = price × times per week × 52. The invested estimate assumes the same amount added each year, growing at the rate you set (7% by default). Everything runs in your browser and nothing is stored.