HabitCost

Cost of coffee

Cost of Coffee Calculator

A €3–4 coffee feels trivial. Twice a day, every day, it quietly becomes one of your biggest discretionary spends.

I spend each, times a .

That burns €0 every year — €0 over a decade

Invested at % a year instead, that's €0 in 20 years.

See the breakdown

Runs in your browser · nothing stored · estimate: price × frequency × 52, invested as a yearly contribution.

Pop in the price and how many coffees a week. You will see the weekly, monthly, yearly and ten-year cost — and the “if invested” figure that makes it real.

Keep the ritual if you love it. The point is simply to choose on purpose, with the real number in front of you.

How it's worked out

Yearly cost = price × times per week × 52. The “if invested” figures assume you put the same amount in each year and it grows at the rate you set (default 7%) — an ordinary annuity. They're estimates to show scale, not guaranteed returns.

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