HabitCost

Cost of subscriptions

Cost of Subscriptions Calculator

Each subscription is “only a few a month”. Stacked together and left running, they are one of the quietest money leaks there is.

I spend each, times a .

That burns €0 every year — €0 over a decade

Invested at % a year instead, by age 65 that's €0. You're now.

See the breakdown

Runs in your browser · nothing stored · estimate: price × frequency × 52, invested as a yearly contribution.

Enter a typical monthly price (set frequency to “per month”) and how many subscriptions you pay for. We total the year and the decade.

Cancel the ones you forgot, keep the ones you love — and see what the rest could be worth invested.

How it's worked out

Yearly cost = price × times per week × 52. The “if invested” figures assume you put the same amount in each year and it grows at the rate you set (default 7%) — an ordinary annuity. They're estimates to show scale, not guaranteed returns.

Questions people ask

How much does subscriptions cost per year?

Multiply what you pay each time by how often you buy it, then by 52 weeks. The calculator above does it instantly — for many people a regular habit runs into four figures a year.

How much could I save by cutting back on subscriptions?

Enter your real numbers and look at the “invested to age 65” figure. Redirecting even part of the yearly cost into savings compounds into a far larger sum over time.

How does this cost calculator work?

Yearly cost = price × times per week × 52. The invested estimate assumes the same amount added each year, growing at the rate you set (7% by default). Everything runs in your browser and nothing is stored.

Other calculators

← All habit calculators