Cost of gambling
Small, regular bets are designed to feel painless. Totalled over a year, the real cost becomes hard to ignore.
I spend € each, times a .
Invested at % a year instead, by age 65 that's €0. You're now.
Runs in your browser · nothing stored · estimate: price × frequency × 52, invested as a yearly contribution.
Enter your typical stake and how often you bet in a week to see the yearly and ten-year cost.
If gambling stops being fun, free, confidential help is available — in the UK via GamCare (gamcare.org.uk) and similar services elsewhere.
Yearly cost = price × times per week × 52. The “if invested” figures assume you put the same amount in each year and it grows at the rate you set (default 7%) — an ordinary annuity. They're estimates to show scale, not guaranteed returns.
Multiply what you pay each time by how often you buy it, then by 52 weeks. The calculator above does it instantly — for many people a regular habit runs into four figures a year.
Enter your real numbers and look at the “invested to age 65” figure. Redirecting even part of the yearly cost into savings compounds into a far larger sum over time.
Yearly cost = price × times per week × 52. The invested estimate assumes the same amount added each year, growing at the rate you set (7% by default). Everything runs in your browser and nothing is stored.