HabitCost

Cost of smoking

Cost of Smoking Calculator

A pack here and there feels minor. Over a year — and a decade — smoking is one of the most expensive everyday habits there is.

I spend each, times a .

That burns €0 every year — €0 over a decade

Invested at % a year instead, that's €0 in 20 years.

See the breakdown

Runs in your browser · nothing stored · estimate: price × frequency × 52, invested as a yearly contribution.

Enter what a pack costs and how many you buy a week. We multiply it out to a year and ten years, then show what the same money could become if you invested it instead.

This is not about willpower or lectures — just the number. Many people find the yearly figure is the nudge that finally makes quitting feel worth it.

How it's worked out

Yearly cost = price × times per week × 52. The “if invested” figures assume you put the same amount in each year and it grows at the rate you set (default 7%) — an ordinary annuity. They're estimates to show scale, not guaranteed returns.

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