HabitCost

Cost of smoking

Cost of Smoking Calculator

A pack here and there feels minor. Over a year — and a decade — smoking is one of the most expensive everyday habits there is.

I spend € each, times a .

That burns €0 every year — €0 over a decade

Invested at % a year instead, by age 65 that's €0. You're now.

See the breakdown

Runs in your browser · nothing stored · estimate: price × frequency × 52, invested as a yearly contribution.

Enter what a pack costs and how many you buy a week. We multiply it out to a year and ten years, then show what the same money could become if you invested it instead.

This is not about willpower or lectures — just the number. Many people find the yearly figure is the nudge that finally makes quitting feel worth it.

How it's worked out

Yearly cost = price × times per week × 52. The “if invested” figures assume you put the same amount in each year and it grows at the rate you set (default 7%) — an ordinary annuity. They're estimates to show scale, not guaranteed returns.

Questions people ask

How much does smoking cost per year?

Multiply what you pay each time by how often you buy it, then by 52 weeks. The calculator above does it instantly — for many people a regular habit runs into four figures a year.

How much could I save by cutting back on smoking?

Enter your real numbers and look at the “invested to age 65” figure. Redirecting even part of the yearly cost into savings compounds into a far larger sum over time.

How does this cost calculator work?

Yearly cost = price × times per week × 52. The invested estimate assumes the same amount added each year, growing at the rate you set (7% by default). Everything runs in your browser and nothing is stored.

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